🏦 1. THE FIDELITY VAULT

The Daily Bank is your Federal Reserve. It protects your FleetCoins (FC) up to a maximum of 5,000 FC. The money inside the Vault cannot be lost in battles. Instead of generating abstract percentages, the Bank rewards you with **Flat Daily FC** based strictly on your military activity and loyalty.

📊 2. ACTIVITY REWARDS (BASE FC)

Your daily combat activity sets your Base Reward. The maximum number of Blitz rounds you play in a single day determines which Tier you reach. The higher the tier, the more base FC you secure for the day's reward at 00:00 UTC.

👑 3. VAULT LEVELS (THE MULTIPLIER)

The total amount of FC you deposit increases your Vault Level (from Level 1 up to Admiral Level 6). Each level unlocks a Multiplier that is applied directly to your Base Reward. Having 5,000 FC deposited grants a massive x1.75 multiplier to your daily efforts.

🔥 4. CONTINUOUS STREAK BONUS

Consistency is the most profitable asset. By playing at least one Blitz round every day, you accumulate a Streak. Reaching 3, 7, 14, and 30 days of uninterrupted play injects a **flat bonus** of extra FC directly into your daily reward.

⚠️ Severe Warning: If the server hits 00:00 UTC and you haven't played a single round, your streak instantly drops to zero.

🎯 5. HIGH COMMAND MISSION

A simple but effective boost. Completing your Daily Mission automatically adds a flat +5 FC to your day's total.

🧮 6. MATHEMATICAL EXAMPLE

Let's say you have 5,000 FC deposited (Vault Level 6 = x1.75), you played 50 rounds today (Elite Tier = 15 FC), you have a 14-day streak (+8 FC), and you completed your mission (+5 FC). 
Your reward at 00:00 UTC:
(15 Base FC × 1.75 Vault Multiplier) + 8 Streak FC + 5 Mission FC = 39 FC Total.

⏳ 7. VAULT DECAY (INACTIVITY PENALTY)

Your money is safe, but your privileges are not. If you abandon your post and do not play a single round for 7 consecutive days, the Bank will begin to erode your Vault Level. Starting on day 15, your Vault Level will decay by 1 tier every week, crippling your multiplier until you return to active duty.

🔒 8. SECURE FIXED BONDS

Veterans of Vault Level 4 or higher gain access to the Fixed Bonds market. You can lock a portion of your FC for 3, 7, or 14 days in exchange for a massive, guaranteed reward upon maturity.

⚠️ Tactical Warning: If you break the seal and withdraw your FC before the maturity date due to an emergency, all generated rewards for that bond are instantly destroyed.

🛡️ 9. RESCUE SHIELD

At Vault Level 3, the Bank activates the Rescue Shield. If you suffer a devastating PvP streak and your Wallet drops to 0 FC, the Bank will automatically transfer 25 FC from your Vault to your Wallet to keep you in the fight. (Note: This is an early withdrawal of your own funds, not free money, and has a 24h cooldown).

📈 10. WITHDRAWALS & COMPOUNDING

By default, the Bank pays your daily reward directly to your Wallet so you can spend it immediately. If you activate **Compound Interest (📈)**, the Bank will inject the daily rewards back into your Vault (up to the 5,000 FC limit) to automatically increase your Vault Level.